A loan with someone in your corner

Credit score doesn't tell your whole story, so we look further. With a guarantor loan, two is better than one.

Applying won't affect your credit file
(unless you take out a loan)
Borrow between £1,000 and £10,000
No late fees
£1,000 £10,000
1½ years

For this amount you can choose 18-36 months.

Monthly repayment

£188.46

(18 monthly repayments)

Borrowing £2,500.00
Interest £892.28
Total payable £3,392.28
Representative APR 49.9%

Representative 49.9%APR

Not all applications will be approved for credit. An offer of credit is subject to status and affordability checks

Representative example: Borrow £2,500 over 18 months. 18 monthly repayments of £188.46. Total amount repayable £3,392.28. Interest rate 41.2% pa (fixed). Representative 49.9%APR

Authorised and Regulated by the Financial Conduct Authority
Bad credit considered
Applying won't affect your credit score*

Three steps. One person on your side.

01

Check your eligibility

A quick soft search*. No mark on your credit file, with an instant decision.

02

Choose your guarantor

Someone who believes in you. We'll guide you on who to ask and how.

03

Get funded

If you're both approved, money is paid to your guarantor to pass onto you.

Being a guarantor isn't what most people think

It's not a joint loan. We'll only call on you if the borrower gets badly behind on payments.

Read the guarantor guide
A borrower and their guarantor talking things through
£2,000 Rent deposit sorted
With dad's support

Is Tutu for you?

A quick check of what we look for on both sides.

Borrower eligibility

  • You have someone you trust to back you
  • You can comfortably afford the repayments
  • You are a UK resident aged over 18, and no older than 70
  • You have a UK bank account and debit card
  • You are employed with a minimum monthly income of £1,250

Guarantor eligibility

  • They have a good credit history and ideally a homeowner
  • They are financially stable
  • They are a UK resident, over 18, and no older than 70
  • They have a UK bank account and debit card
  • They have a minimum monthly income of £1,250

See how much you could borrow

Apply now

Representative 49.9%APR